Unlocking homeownership.

Owning a home and building wealth should be accessible to all. Without a framework or support, buying and owning together is hard. We're fixing that.

Co-ownership that's simpler, safer, and more affordable.

Our Story

In 2015, we decided to co-buy a home as family members. We wanted to continue living together, but also to become homeowners. Pooling our resources seemed like a great way to increase our purchasing power and share expenses. We thought co-buying would be easy given our real estate, finance, and development backgrounds. We were wrong.

We learned that buying a home together is complicated. There are many unknowns and closing on the purchase is just the start of co-ownership. Our experience highlighted how traditional real estate fails non-traditional buyers and entirely ignores co-ownership.


End-to-end solution for co-buying/co-ownership


Year founded, following 12 months of R&D


Founders’ years experience RE & finance


CoBuy-certified™ Pros
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CoBuy co-founder Pam Hughes

Pam Hughes

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Co-founder, COO

Forty years of experience across finance, real estate, insurance, and construction. Committed to personal empowerment through financial education. Best friends with a small dog known as Francis.

CoBuy co-founder Matt Holmes

Matt Holmes

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Co-founder, CEO

Planned a career in rock & roll but ended up working in finance in London. Lived with buddies for twelve years and lined a lot of landlords' pockets. Also close to a small dog known as Francis.

Kenan Hneide

Kenan Hneide

Technology Advisor

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Lee Smallwood

Lee Smallwood


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Mike Corcoran

Mike Corcoran


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Our Values


Everything works better when we're transparent with one another.


Breaking down all the barriers, facilitating connections.


Earned and maintained. No B.S.


Fine guard rails for work, love, and play.