CoBuy-certified™ Pros are real estate professionals who have experience and training in joint property purchases and co-ownership.
Loan officers
Real estate agents
Title & Escrow Professionals
Real estate attorneys
CPAs
Insurance Professionals
A successful real estate transaction demands efficiency, cooperation, and domain expertise. Large sums of money are involved and the margin for error is small.
Transactions involving friends, family members, or unmarried couples are by nature more complex than transactions involving an individual or a married couple. Protecting your assets as well as the quality of the relationship is important.
CoBuy-certified™ Pros work collaboratively to simplify your co-buying experience end ensure your social and financial interests are protected for the duration of your co-ownership.
CoBuy guides you through the entire process from start to finish.
We take you through a series of steps designed to minimize the time and cost.
We provide you with the right info at just the right time.
We help you think through the risks and provide tools to address them.
We know that every situation is different and that’s why we built the CoBuy platform: to streamline a complicated process and equip you with the right tools, resources, and access to experienced professionals for a happy, healthy co-ownership experience.
Protecting your private information is our priority. This Statement of Privacy applies to the website located at http://www.gocobuy.com and Cobuy, Inc, and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to CoBuy include http://www.gocobuy.com and Cobuy, Inc. The CoBuy website is an online real estate portal. By using the CoBuy website, you consent to the data practices described in this statement.
Collection of your Personal Information
CoBuy may collect personally identifiable information, such as your name. If you purchase CoBuy's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction. CoBuy may also collect anonymous demographic information, which is not unique to you, such as your age, gender and income. We may gather additional personal or non-personal information in the future.
Information about your computer hardware and software may be automatically collected by CoBuy. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the CoBuy website.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through CoBuy's online forms, this information may be collected and used by others.
CoBuy encourages you to review the privacy statements of websites you choose to link to from CoBuy so that you can understand how those websites collect, use and share your information. CoBuy is not responsible for the privacy statements or other content on websites outside of the CoBuy website.
Use of your Personal Information
CoBuy collects and uses your personal information to operate its website(s) and deliver the services you have requested. By using this site in any way, including accessing, transacting, logging in to, signing up to, communicating via, or otherwise participating as a site user, you authorize CoBuy and its affiliates to share your personal information with relevant businesses and professionals who offer services related to residential real estate transactions in the interest of facilitating your self-directed joint purchase of property.
CoBuy may use your personally identifiable information to inform you of other products or services available from CoBuy and its affiliates. CoBuy may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
CoBuy does not sell, rent or lease its customer lists to third parties.
CoBuy may, from time to time, contact you on behalf of or share information about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number, date of birth, employment status, annual income, monthly housing expenditure, self-reported funds available for down payment on a residential property, personal debt information, personal credit score, and information with regards to personal credit events) is transferred to the third party. CoBuy shares data with trusted partners to help deliver the services you have requested, connect you with relevant businesses who offer services related to real estate, perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide services related to CoBuy, and they are required to maintain the confidentiality of your information.
CoBuy may keep track of the websites and pages our users visit within CoBuy, in order to determine what CoBuy services are the most popular. This data is used to deliver customized content and advertising within CoBuy to customers whose behavior indicates that they are interested in a particular subject area.
CoBuy will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on CoBuy or the site; (b) protect and defend the rights or property of CoBuy; and, (c) act under exigent circumstances to protect the personal safety of users of CoBuy, or the public.
Use of Cookies
The CoBuy website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize CoBuy pages or register with a CoBuy site or services, a cookie helps CoBuy to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same CoBuy website, the information you previously provided can be retrieved, so you can easily use the CoBuy service.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the CoBuy services or websites you visit.
Security of your Personal Information CoBuy secures your personal information from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
Children Under Thirteen
CoBuy does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
Third-Party Accounts
BY CONNECTING YOUR COBUY ACCOUNT TO YOUR ANY PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD-PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED INTHIS MANNER, DO NOT USE THE THIS FEATURE. You may disconnect your account from a third-party account at any time. Users may learn how to disconnect their accounts from third-party websites by emailing CoBuy at info@gocobuy.com.
Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from CoBuy by contacting us at info@gocobuy.com or calling us at (206) 651-5551.
Changes to this Statement
CoBuy will occasionally update this Statement of Privacy to reflect company and customer feedback. CoBuy encourages you to periodically review this statement to be informed of how CoBuy is protecting your information.
Contact InformationCoBuy welcomes your questions or comments regarding this Statement of Privacy. If you believe that CoBuy has not adhered to this statement, please contact CoBuy at:
Cobuy, Inc
9925 NE 1st St #35
Bellevue, Washington 98004
Email
Address:
info@gocobuy.com
Telephone number:
(206) 651-5551
Effective as of April 01, 2016
Agreement between users and “CoBuy” (Cobuy, Inc)
Welcome to http://www.gocobuy.com. The http://www.gocobuy.com website (the "Site") is comprised of various web pages operated by Cobuy, Inc ("CoBuy").
The Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of http://www.gocobuy.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
http://www.gocobuy.com is an online real estate portal that caters to visitors looking to jointly engage in the purchase of residential real estate. The site offers access to questionnaires, calculators, and other information that may enable visitors to explore a self-guided approach to jointly purchasing residential real estate. The Site does not claim to offer information beyond generally accepted real estate practices, the details of which are readily accessible in the public domain. CoBuy is not a law firm, it does not offer legal services, and no information on the Site should be construed as legal advice or guidance. CoBuy, its tools and templates, and any forms should not be relied on as legal advice or a substitute for legal services from an attorney.
PrivacyYour use of http://www.gocobuy.com is subject to CoBuy's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices. By using this site, accessing information on this site, signing up for or logging into an account on this site, or transacting in any way on this site, you affirm that you have read and understand the Privacy Policy and Terms of Use, you authorize CoBuy to the collect, process, store, and share your personal data with subsidiaries of CoBuy and businesses and professionals in real estate broking, lending, title and escrow, legal, and insurance as outlined by the Privacy Policy and Terms of Use.
Electronic communications
Visiting http://www.gocobuy.com or sending emails to CoBuy constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Your account
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that CoBuy is not responsible for third party access to your account that results from theft or misappropriation of your account. CoBuy and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
CoBuy does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use http://www.gocobuy.com only with permission of a parent or guardian.
Links to third party sites/Third party services
http://www.gocobuy.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of CoBuy and CoBuy is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. CoBuy is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CoBuy of the site or any association with its operators.
Certain services made available via http://www.gocobuy.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the http://www.gocobuy.com domain, you hereby acknowledge and consent that CoBuy may share such information and data with any third party with whom CoBuy has a contractual relationship to provide the requested product, service or functionality on behalf of http://www.gocobuy.com users and customers.
No unlawful or prohibited use/Intellectual property
You are granted a non-exclusive, non-transferable, revocable license to access and use http://www.gocobuy.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to CoBuy that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of CoBuy or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. CoBuy content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of CoBuy and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of CoBuy or our licensors except as expressly authorized by these Terms.
Use of communication services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
CoBuy has no obligation to monitor the Communication Services. However, CoBuy reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. CoBuy reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
CoBuy reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in CoBuy's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. CoBuy does not control or endorse the content, messages or information found in any Communication Service and, therefore, CoBuy specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized CoBuy spokespersons, and their views do not necessarily reflect those of CoBuy.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
Materials provided to http://www.gocobuy.com or posted on any CoBuy web page
CoBuy does not claim ownership of the materials you provide to http://www.gocobuy.com (including feedback and suggestions) or post, upload, input or submit to any CoBuy Site or our associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting CoBuy, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. CoBuy is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in CoBuy's sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
Third party accountsYou will be able to connect your CoBuy account to third party accounts. By connecting your CoBuy account to your third-party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third-party sites). If you do not want information about you to be shared in this manner, do not use this feature.
International users
The Service is controlled, operated and administered by CoBuy from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the content accessed through http://www.gocobuy.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Indemnification
You agree to indemnify, defend and hold harmless CoBuy, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. CoBuy reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with CoBuy in asserting any available defenses.
Liability disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. COBUY, INC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
COBUY, INC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. COBUY, INC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COBUY, INC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF COBUY, INC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
Termination/access restriction
CoBuy reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington and you hereby consent to the exclusive jurisdiction and venue of courts in Washington in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section. You agree that no joint venture, partnership, employment, or agency relationship exists between you and CoBuy as a result of this agreement or use of the Site. CoBuy's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of CoBuy's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by CoBuy with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and CoBuy with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and CoBuy with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms
CoBuy reserves the right, in its sole discretion, to change the Terms under which http://www.gocobuy.com is offered. The most current version of the Terms will supersede all previous versions. CoBuy encourages you to periodically review the Terms to stay informed of our updates.
Contact us
CoBuy welcomes your questions or comments regarding the Terms:
Cobuy, Inc
9925 NE 1st St #35
Bellevue, Washington 98004
Email Address: info@gocobuy.com
Telephone number: 206-651-5551 Effective as of April 01, 2016